12 Best Debt Consolidation Companies in Tampa, FL

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#1 MOST POPULAR National Debt Relief		Features Minimum $10,000 credit card debt required Debt settlement services Debt consolidation loan alternative No fees until your debt is resolved Read More	VISIT WEBSITE	Sponsored Ad
#2 CreditAssociates		Features Minimum $10,000 credit card debt required Reduce the amount you owe Collateral not required Debt consolidation loan alternative Read More	VISIT WEBSITE	Sponsored Ad
#3 CountryWide Debt Relief		Features Bad credit OK Minimum $10,000 credit card debt required Debt consolidation loan alternative Approval is guaranteed Read More	VISIT WEBSITE	Sponsored Ad
#4 Freedom Debt Relief		Features No fees until you see results Free, no-risk debt relief consultation $15,000 minimum credit card debt required Will negotiate reduction of your credit card debts Read More	VISIT WEBSITE (866) 515-6714	Sponsored Ad
#5 Accredited Debt Relief		Features Minimum $10,000 credit card debt required No fees until your debts are resolved Eliminate multiple creditors Debt consolidation loan alternative Read More	VISIT WEBSITE	Sponsored Ad
#6 Pacific Debt		Features Debt consolidation loan alternative Free consultation with certified debt counselor No fees until you get results Minimum $10,000 credit card debt required Read More	VISIT WEBSITE	Sponsored Ad
#7 Debt Rx		Features Minimum $10,000 credit card debt required Free, no obligation debt analysis Tailored debt solutions for each customer Services offered in Spanish Read More	VISIT WEBSITE	Sponsored Ad
InCharge Debt Solutions		Features Nonprofit status Free credit counseling Student loan counseling HUD-certified counselors	Location 5750 Major Blvd., Ste. 300 Orlando, FL 32819	Get matched today
CreditGUARD of America	Features Nonprofit credit counseling agency Reduce your interest by up to half Reduce credit card payments by up to 30-50%	Location 791 Park Of Commerce Blvd., Ste. 500 Boca Raton, FL 33487	Get matched today
Consumer Credit Counseling of Tampa Bay	Features Not-for-profit, bank-sponsored program Does not do debt settlement Consolidates debt, stops fees	Location 310 S. Dale Mabry, Ste. 240 Tampa, FL 33609	Get matched today
MIDFLORIDA	Features Debt consolidation calculator online Consolidates debt by refinancing your mortgage	Location 1112 S. Dale Mabry Hwy. Tampa, FL 33629	Get matched today
Debt Consolidation Florida	Features Partners with debt consolidation companies and debt counselors in Florida Free consultation, no obligation	Location 8502 NW. 47th St. Tampa, FL 33602	Get matched today
USF Federal Credit Union	Features Use personal loans up to $25,000 to consolidate debt Debt consolidation advice and options for members	Location 13302 USF Palm Dr. Tampa, FL 33612	Get matched today

How to choose debt consolidation in Tampa

Tampa consumers need debt relief, just like most Americans. The average American household has $5,700 in credit card debt, and in Florida it's even higher at $8,444. A 2015 study showed that the Tampa-St. Petersburg metro area is the eighth-highest region in the U.S. for credit card debt.

Tampa's median household income of $45,874 is about $13,000 lower than the U.S. median income, according to the Census Bureau. More than 20 percent of residents here live in poverty. This economic position makes debt a reality for many Tampa consumers.

A debt consolidation loan can help you get out of debt if you cannot keep up with payments. Debt consolidation companies can help you avoid bankruptcy and set yourself up for a brighter financial future. There are some things to think about before you take out a debt consolidation loan.

Debt consolidation pros:

You will have one payment rather than several
Your interest rate overall will be lower, saving you money in the long term
Most debt consolidation companies offer credit counseling and financial resources

Debt consolidation cons:

You still owe all the debt you've consolidated
It will take time to pay it all off, even up to five years

The Tampa debt consolidation company you choose should give several options to reduce and eventually eliminate your debt. Some companies will try to negotiate lower interest rates and new payment plans with your current creditors. It's worth exploring your options, especially if you're worried that you may have to declare bankruptcy because debt is taking a toll on your household finances.

National Debt Relief
	VISIT NATIONAL DEBT RELIEF	National Debt Relief is a trusted name in credit card debt settlement. With a source of income, you can quickly qualify and pay no upfront fees until your debt is settled. National Debt Relief can reduce debt up to 49 percent through transparent, helpful customer service, which earns them excellent reviews Sponsored Ad
CreditAssociates
	VISIT CREDITASSOCIATES	For debt relief solutions, CreditAssociates works to settle debt in 24 to 36 months. Good credit is not required and customers get a free, no obligation consultation by speaking to trained advisors who are experts in negotiating down debt. Customer reviews speak highly of agents for being professional, helpful and communicative. Sponsored Ad
CountryWide Debt Relief
	VISIT COUNTRYWIDE DEBT RELIEF	At CountryWide Debt Relief, approval of a debt consolidation option is guaranteed and you can see what you qualify for in a matter of minutes. A variety of plans try to get customers debt-free in just a year or two. Case studies on their website show how debt consolidation plans have worked for others. Sponsored Ad
Freedom Debt Relief
	(866) 515-6714 VISIT FREEDOM DEBT RELIEF	The goal of Freedom Debt Relief is to resolve your debt for much less than you owe, as quickly as possible. The process starts with a personal phone call with a certified debt consultant who reviews your options, then can set up a customized plan with payments you are comfortable with. Clients can then view their progress 24/7 through the online dashboard. Sponsored Ad
Accredited Debt Relief
	VISIT ACCREDITED DEBT RELIEF	Accredited Debt Relief uses proven negotiators to work with top debt relief companies across the country, helping customers settle their debts for less than what they owe. The company is an accredited member of the American Fair Credit Council and gives back to community charities monthly. Customers often give Accredited Debt Relief five star reviews, noting their professional, personalized service. Sponsored Ad
Pacific Debt
	VISIT PACIFIC DEBT	With certified debt counselors to guide your debt settlement every step of the way, Pacific Debt charges no upfront fees until you get results. The company has helped settle more than $200 million in debt for clients. Reviews speak highly of having access to a personal account manager who can help set up an affordable payment plan. Sponsored Ad
Debt Rx
	VISIT DEBT RX	Debt Rx is an experienced debt settlement company. They work with people having $7,500 or more in credit card debt. The company prides itself on being smaller than its competitors to better focus on personal service to find individual solutions for debt relief. For those behind on payments, Debt Rx may be the right prescription to ease the pain of being in debt. Sponsored Ad

Best Debt Consolidation in Tampa, FL

How to choose debt consolidation in Tampa

National Debt Relief

CreditAssociates

CountryWide Debt Relief

Freedom Debt Relief

Accredited Debt Relief

Pacific Debt

Debt Rx