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Find the Best Mortgage Lenders in Tampa, FL

Tampa remains one of the most affordable housing markets on the East Coast, and home loans are accessible to people who might struggle to buy in other places. A good mortgage professional will help you choose the loan that fits your needs. We researched the best mortgage lenders in Tampa based on their reputations, ease of application and hands-on guidance.

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Compare Top Mortgage Lenders

Quicken Loans
Overall satisfaction rating
  • FHA, VA, jumbo, and fixed- and adjustable-rate loans
  • Investment property refinancing available
  • Online application suppor
  • Available in Tampa and nationwide
Get a Quote (800) 940-2133 Read More
Rocket Mortgage
Overall satisfaction rating
  • FHA, VA, conventional, jumbo and fixed-rate mortgages
  • Refinancing loans available
  • Online mortgage learning center
  • Available in Tampa and nationwide
Get a Quote (800) 762-5471 Read More
Overall satisfaction rating
  • Fixed & adjustable rate
  • FHA, HARP & USDA loans
  • Jumbo loans
  • Cash out refinance
Get a Quote (866) 815-0655 Read More
Overall satisfaction rating
  • Direct lender
  • Loan servicing
  • VA loans
  • Online application

Offers a wide array of conventional mortgages and government-backed FHA, VA and USDA loans. Home equity and refinancing options available. Shares current rates daily. Online application process.

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Marimark Mortgage
  • VA, FHA & USDA loans
  • Renovation loans
  • Reverse motgages
  • Investor multi-property loans
5327 Primrose Lake Cir.
Tampa, FL 33647
(813) 910-8020
Heckman Mortgage
  • FHA & DPA loans
  • VA loans
  • USDA loans
  • Jumbo mortgages
13139 W. Linebaugh Ave., Ste. 101
Tampa, FL 33626
(813) 749-7776
  • M-Th: 9am - 8pm
  • F: 9am - 6pm
  • Sat: 10am - 3pm
  • Closed Sun
2502 Rocky Point Dr., Ste. 510
Tampa, FL 33607
(888) 550-7305
Bay to Bay Lending
  • M-Sun: 8am - 9pm
  • baytobaylending.com
1001 W. Cleveland St., Ste. B
Tampa, FL 33606
(813) 251-2700
Metroplex Mortgage Services
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • mplx.org
8622 N. Himes Ave.
Tampa, FL 33614
(800) 806-9836
RP Funding
  • M-F: 8am - 7pm
  • Sat: 9am - 5pm
  • Closed Sun
  • rpfunding.com
500 N. West Shore Blvd.
Tampa, FL 33609
(321) 397-4420
Titan Home Lending
  • M-Sun: 7am - 10pm
  • titanhl.com
4302 Henderson Blvd., Ste. 114
Tampa, FL 33629
(813) 250-9663
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • prmg.net
2602 E. 7th Ave.
Tampa, FL 33605
(888) 487-3332
NFM Lending
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • nfmlending.com
14497 N. Dale Mabry Hwy., Ste. 235N
Tampa, FL 33618
(813) 961-3900
  • M-F: 8:30am - 6pm
  • Sat-Sun: 9am - 5pm
  • guaranteedrate.com
1408 N. Westshore Blvd., Ste. 450
Tampa, FL 33607
(813) 498-0123
Lincoln Lending Group
  • M-Sat: 9am - 6pm
  • Closed Sun
  • lincolnlend.com
6944 W. Linebaugh Ave., Ste. 101
Tampa, FL 33625
(813) 319-5363
Tampa One
  • M-Sat: 8:30am - 5:30pm
  • Closed Sun
  • themortgagefirmtampa.com
6521 Gunn Hwy.
Tampa, FL 33625
(813) 605-1467
Gershman Mortgage
  • M-F: 8:30am - 5pm
  • Closed Sun
  • gershman.com
3501 E. Frontage Rd., Ste. 175
Tampa, FL 33607
(813) 644-4278
Carrington Mortgage Services
  • M-F: 8am - 6pm
  • carringtonhomeloans.com
5201 W. Kennedy Blvd., Ste. 132
Tampa, FL 33609
(844) 692-3053

How to choose a mortgage lender in Tampa

Tampa Skyline

The housing market in Tampa is strong, and in 2018, the median home value is $211,200. Housing values have risen more than 12 percent in the last year, and they continue to increase. Tampa's median home listing price is $317,190, and the median price of homes that sold is $234,900. With 177 neighborhoods, Tampa communities are diverse. When you're ready to buy, you need the best mortgage lender who can help you choose the right loan for your target home.

Types of mortgage loans in Tampa

The most popular types of mortgages in Tampa are conventional loans and FHA, VA and USDA loans.

  • FHA loan: With a small down payment, Tampa residents can qualify for a government-subsidized FHA loan for a new home, rehabilitation project or construction.

  • VA loan: Many active and retired military personnel live in Tampa and use their VA loan benefits. There's no down payment or closing costs for the buyer.

  • USDA loan: Tampa is a city, but areas like Ruskin and Plant City are developing quickly, and buyers in those rural areas can use a USDA loan without a down payment requirement.

Where to buy a home in Tampa

The neighborhood you choose will impact the type of loan you get and the amount you need to borrow.

Expensive Tampa neighborhoods

According to the Consumer Financial Protection Bureau, a jumbo loan is a mortgage that's more than what the Federal Housing Finance Agency will buy from lenders. Tampa neighborhoods that might require a jumbo loan include areas in south Tampa, such as South MacDill Avenue and South West Shore Boulevard. Hyde Park, Davis Islands and Harbor Island have million dollar homes that will require you to work with a Tampa lender who specializes in jumbo mortgages.

Up-and-coming Tampa neighborhoods

Ybor is emerging as the place to be for Tampa residents who want to live in a walkable, urban area that's close to downtown and the beaches. It's one of the highest appreciating neighborhoods, which makes it a great place to buy. To finance a loft, townhouse or renovated single family home, find a lender who can put you in an FHA loan or a conventional mortgage that allows for a little rehab money.

Tampa neighborhoods known for schools and safety

South Tampa also ranks highly when it comes to good schools and safe streets. The Palma Ceia neighborhood is walkable, family-friendly and close to the desirable Bayshore Boulevard and its waterfront views. The average home value in Palma Ceia is $520,000. A conventional mortgage will cover what you need, but work with a Tampa lender who can best leverage your financial situation.

Tampa Mortgage Lenders Reviews

Quicken Loans

Tampa residents can apply for a variety of mortgages with Quicken Loans, including FHA, jumbo, conventional, refinancing and VA loans. The application process is fast and secure, with both online and phone options. If you’re unsure about which loan is right for you, you can get tailored loan recommendations. Quicken Loans provides adjustable- and fixed-rate loans with custom, 15-year or 30-year terms.

Quicken Loans Learn More (800) 940-2133

Rocket Mortgage

Rocket Mortgage offers VA, FHA, conventional and jumbo mortgages as well as refinancing services. Homebuyers can fill out the online application 24/7 and potentially get approved in a matter of minutes. Support from financial experts is available during business hours, too. With Rocket Mortgage, homebuyers can apply for fixed-rate loans with 15- or 30-year terms.

Rocket Mortgage Learn More (800) 762-5471


Tampa home buyers appreciate the ease of applying for a loan with AmeriSave. You can receive a quote online in minutes, and, once you’re approved, choose from a number of different loan products for your purchase or refinance. Close quickly on a fixed or adjustable rate mortgage or a VA, FHA or USDA loan.

AmeriSave Learn More (866) 815-0655


Tampa consumers who want the efficiency of technology and the personal service that comes with a human touch will appreciate HomeDirect, a direct lender that handles the application, transaction and servicing of Tampa mortgages and refinances. Online reviewers applaud HomeDirect’s professionalism and ability to keep the application process stress-free.


Marimark Mortgage

Based in Tampa, Marimark Mortgage helps local Tampa residents qualify for a loan, choose a mortgage or take the steps to refinance an existing home loan. Agents are licensed in Florida and available to educate Tampa homebuyers on the financial realities of owning a home.

Marimark Mortgage

Heckman Mortgage

The Heckman Group is a local Tampa lender, offering products that range from conventional mortgages to jumbo loans as well as FHA, VA and USDA products. They’ll help you with down payment assistance, buying your first home and relocating to the Tampa area. Customers appreciate the company’s hands-on service.

Heckman Mortgage