Compare Top Payday and Title Loans
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TMG Loan Processing
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Apply online today! |
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Finova Financial
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Unlock the cash in your car! |
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McKay Bay Financial Title Loans
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Location
3800 N. Nebraska Ave.
Tampa, FL 33603
(813) 816-2300
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Ellendale Title Solutions
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Location
Services available in
Tampa, FL
(813) 591-5333
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Cantrell Car Title Loans
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Location
14885 Swallowtail Ct., Ste. 102
Tampa, FL 33613
(615) 315-0333
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Carlson Financial Title Loans
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Location
4212 Coolidge Ave.
Tampa, FL 33614
(813) 575-5100
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Wheeler Title Loan Solutions
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Location
6806 Mitchell Cir.
Tampa, FL 33634
(813) 517-9494
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Cyber Hawk Title Loan Solutions
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Location
8418 N. Mulberry St.
Tampa, FL 33604
(813) 359-0909
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Applewood Title Cash
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Location
10906 N. 28th St.
Tampa, FL 33612
(813) 359-0333
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Sagebrush Title Cash
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Location
7415 S. 51st Ave.
Tampa, FL 33619
(813) 359-1960
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Kropp Title Loan Financing
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Location
5620 Brooklyn Way
Tampa, FL 33625
(813) 591-5555
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How to get a title loan in Tampa
Title loans are different from payday loans, which are unsecured and only allow you to get up to $500 in Florida. With a title loan in Tampa, you are able to borrow thousands of dollars by offering your vehicle as collateral. The lender keeps the title as a security guarantee for the term of the loan, 30 days.
Title loans are expensive but not as costly as payday loans. Florida limits the amounts lenders can charge.
| Borrowed amount | Annualized interest rate |
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| First $2,000 | 30% |
| Additional money between $2,000 and $3,000 | 24% |
| Any money above $3,000 | 18% |
As an example, if you borrow $1,000 over a 30-day period, at the end of a month you will owe the $1,000 plus $25 in interest. For $2,500 borrowed, after 30 days you would owe $2,500 plus $60.
Depending on the title loan company in Tampa, you may apply online or in person. You don’t need to have good credit. Have these items ready:
- Government-issued photo ID
- Clear title to the vehicle
- Proof of insurance
- Proof of income
- Proof of residency
If you qualify for a title loan, the lender will take the title and may ask for a second set of keys. The title is returned to the borrower after the loan is repaid.
Before signing for a title loan in Tampa, carefully read over all terms, which must be disclosed in accordance with the federal Truth in Lending Act. You will see both the finance charge (in a dollar amount) and the annual percentage rate. Check for any other fees.
Recognize that if you are unable to pay back a title loan, you are at risk of losing your car. By agreement, the lender and borrower are allowed to extend the loan for additional 30-day periods.
Title Loans Reviews
Finova Financial |
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Finova Financial, founded in 2015, offers title loans in a handful of U.S. states, including Florida. This company makes quick lending decisions, provides same-day cash and charges no prepayment penalty. Tampa vehicle owners can apply online or over the phone; good credit is not necessary. Many Florida borrowers give five-star reviews, recommending Finova Financial to others. |
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